Helpful Information for Homebuyers (PDF)

The Mortgage Process Simplified (PDF)

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Resources

Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a page with consumer information that includes a section on home mortgages. This section covers topics such as finding the best mortgage and understanding ARMs.

Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.

United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides numerous tools and tips to help make the moving process easier.

HUD

Fannie Mae

FHA Approved Condo Locator

VA Approved Condo Locator

US Citizenship & Immigration Services

U.S. Department of Veterans Affairs(VA)

Realtor.com

Consumer Information

HUD ARM Handbook

HUD Guide to Settlement Costs

FHA 203k Rehabilitation Loan Consumer Information (PDF)
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FORMS

The forms below are may be used in the mortgage application process. To learn more about each individual form, please contact DRMC for assistance. Adobe Acrobat Reader is required in order to view these documents. If you do not have Acrobat Reader, click here to download it.

Loan Application (1003)

Individual/Joint Credit Addendum

Loan Application (1003) - Spanish

Individual/Joint Credit Addendum - Spanish

Borrower Signature Authorization

Truth-In-Lending

Truth-In-Lending Section 32 Disclosure

Equal Credit Opportunity Act Disclosure

Fair Lending Notice Disclosure

FHA Homebuyer Summary